Insurance companies typically utilize reservation of rights letters to alert policyholders of an investigation into
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Who is Responsible for Roof Repairs in a Commercial Lease?
Roof damage to a commercial property can be tricky to navigate. These instances not only disrupt the exterior of the property but can cause further destruction to the interior as well. However, when a property is leased, it is not…
What Is Property Damage Liability Insurance?
Business owners have a lot to worry about when it comes to maintaining commercial property. Protection for damage to the property, in particular, is often a top priority. There are many different insurance policies out there that can offer businesses…
What To Do If An Insurance Company Denies Your Commercial Roof Claim
When disaster strikes and causes damage to commercial property, it can cause an immense amount of stress to the business owner. This is especially true when it comes to claims involving roof damage. Damage to the roof of a property…
Does Commercial Insurance Cover Wear and Tear?
Throughout the time a business is in operation, it is likely to be impacted by minor to major weather events, such as a natural disaster. While business owners may be aware of whether their policies cover major unexpected weather events,…
What Is Considered Business Personal Property?
When it comes to owning and operating a business, protecting your property and its contents is a top priority. Many insurance companies offer different types of coverage to help protect valuable assets should an unexpected event occur. Despite this, however,…
Does Commercial Insurance Cover Fire Damage?
Fire damage to a property can be particularly devastating. Even if the fire doesn’t cause the structure to burn to the ground, it can leave behind long-lasting damage from smoke and soot. Not only that, but commercial property owners may…
How to Prove an Insurance Company Acted in Bad Faith
Dealing with any sort of commercial property damage can be overwhelming. However, even after a valid insurance claim has been filed and investigated, it can still be denied, underpaid, or delayed by the insurance company. When insurance companies employ bad…
How Long Does a Business Interruption Insurance Claim Typically Take?
When a business suffers property damage, business interruption insurance can offer aid to commercial property owners by reducing the costs associated with running the company while it isn’t in use. While this specific type of coverage can be an immense…
What’s the Difference Between Property and Casualty Insurance?
Insuring a commercial property is not always a one-stop-shop. While some may assume the process is rather straightforward like obtaining renters or car insurance, there are many other elements that must be taken into account when it comes to making…